Equity Crowdfunding Investor Limit
Date of Last Revision: April 26, 2024
Due to the risky nature of Regulation Crowdfunding (Reg CF) equity crowdfund investing, the SEC restricts the total amount of money you can invest in Reg CF deals over a 12-month period.
Update history to Reg CF investor limits:
- September 11, 2022: the SEC updated investor limits to adjust for inflation, per the SEC investor bulletin here. This increases the threshold for the calculations from $107,000 to $124,000, increases the lower Reg CF threshold for investors from $2,200 to $2,500, and increases certain thresholds on the 12-month amounts that issuers can raise (e.g. from the old $1.07M max to $1.235M max. Note: the $5M max with audited financials for Reg CF did not get adjusted for inflation).
- March 15, 2021: Reg CF investment limits were removed for accredited investors, and the calculation was changed to use the greater of net worth and income for non-accredited investors.
Note: always check online on the SEC website and Federal Register for the latest limits. This tool is provided for reference purposes only.