Fund your real estate projects
Our platform simplifies the funding process by providing a streamlined online interface that connects real estate companies with investors. You can easily create a profile for your project and upload all of the necessary documents and information. Then, investors can review your project and decide whether they want to invest.
Set up your funding campaign
Raise capital through a flexible online offering process
All it takes is four simple steps:
Our screening process
Each issuer submission is reviewed for completeness, eligibility, and platform onboarding requirements
We use both internal and external measures to screen potential projects. Our internal screening process includes reviewing project and owner documentation and history.
Additionally, our 3rd party partners perform bad actor checks including KYC and AML to determine if any disqualifying events have taken place. Disqualifying events could include:
- Criminal convictions
- Civil orders, judgements, and decrees
- SEC stop orders
- Bankruptcy
- International watch lists
We review the company’s financial leverage and avoid companies that we believe are over leveraged or have too many other financial obligations. Project sponsors should, at a minimum, have the following documents prepared:
- Company formation documents
- Company financial statements for prior 2 years
- Company operating agreement
- Offering presentation
- Offering proforma
We onboard real estate companies that articulate a clear business plan, have a history of success in finding and executing deals, have a risk management plan, and uses moderate debt when capitalizing his/her projects.
We focus on supporting real estate companies who keep long-term goals, risk diversification, strategic capital allocation, and community impact top of mind.
Why our platform
We provide platform tools and administrative support for issuers
Our objective is to efficiently list your offering while providing assistance throughout the capital-raising process. All investment activities occur on our dedicated online platform. Investors can utilize the chat function to inquire about your offering, make investments directly on your campaign page, and electronically sign and receive investment agreements. Required disclosures related to risk and other relevant information are completed on our platform, with all data securely stored in our database.
Documentation readiness
- Preparing compliant disclosure packet
- providing legal templates for disclosure Documents, LLC Agreement, investor agreements, and more
Compliance check
Third-party service providers may assist with:
- Acquiring SEC access codes for your offering
- Registering all required paperwork with the SEC
- Ensure completion of financial reviews and bad actor reports
Brand strategy
Receive support marketing your capital raise to the public
- Get guidance on appropriate content creation
- We'll brainstorm ways to reach your target audience
Onboarding
Our onboarding tools are designed to streamline investor onboarding
- We set up escrow account for investor funds
- We create your online campaign page
Expand investor base
- Provide access to investors through the platform
Funding strategy
Set your terms based on your strategy and funding needs
- Raise up to $5M in a 12-month period
- Set your terms based on your property, exit strategy, and funding needs
- We accept a range of security types on our platform
What's your strategy?
Regardless of the size of your project or your real estate investing strategy, we can help you meet your funding needs by providing access to alternative funding.
Residential
- Fix & flip
- Property improvement
- Maximize rent income
- Property appreciation
Community empowerment
- Construction & new development of properties that serve a specific function such as storage units, hotels, or manufacturing facilities
Commercial
- Mix use development
- Cost-efficient renovations
- Maximize Rent income
- Property Appreciation
- Add amenities
FAQ
Frequently Asked Questions
Can’t find the answer you’re looking for? Contact us or view our Resources Page.
Crowdfunding allows you to pool your money with other investors to purchase real estate shares. Real estate firms then use those funds to acquire, renovate, construct, or redevelop properties and generate potential investors’ returns.
Secure Living specializes in Regulation Crowdfunding (Reg CF). Under Reg CF, you can raise a maximum of $5M from both accredited and non-accredited investors in a 12-month period.
Overview: Build and design your campaign page to attract investors. Our marketing team will support you!
Set your terms: What kind of security do you want to sell and how much of it? It’s all up to you.
Legal: We request corporate documents like Articles of Incorporation, Operating Agreement, Pitch Deck, and Proforma to approve your project.
Financial: You have a few options:
- Save on upfront costs and self-certify your financials to raise up to $107K.
- Get a 2-year independent financial review done to raise up to $1.07M from the start.
- Get a full financial audit to raise up to $5M from the start
The specific financial reporting requirements depend on two factors: incorporation date and raise size. Depending on these factors you will need two years of financials in GAAP (generally accepted accounting principles) format or cover sheet, balance sheet, and footnotes for the period spanning your incorporation date up to the current date. We can recommend a CPA that can perform the review or audit for you.
For your raise, you will need to disclose key information about your project and the offering, such as the background on the issuers, the project’s business model, the price of shares, the goal amount the issuer seeks to raise, other basic financial information about the project, and risks associated with the investment opportunity. This information will be available to the public via Form C.
Form C is the compliance document you must file with the SEC to collect investments on Secure Living via Regulation Crowdfunding.
We’ll also help you fill it out and do a compliance review.
Anyone in your company that falls into one or more of these categories must provide Secure Living their full name legal name, SSN/TIN, phone number, address, and DOB:
- Officer (anyone with “officer” in their title);
- Director (anyone on your board, but not informal advisors); and/or
- Any person or entity that holds 20% or more of the company.
Generally, issuers finish onboarding in 4-6 weeks. We’re with you every step of the way and are on your timeline. Onboarding can be done more quickly if you’re on top of things and responsive to our team.
Campaigns usually last 60-90 days.
On Secure Living, the issuer is in control. You get to decide which securities you want to offer to investors and on what terms. Our compliance team will then review your proposed offering terms, as well as all the supporting documentation.
We require that issuers set a minimum funding goal of $10,000 for their project. This way, if you raise less than your maximum funding goal, you can still collect the investments you raised as long as your project has raised more than $10,000.
After your campaign ends, Secure Living will file a Form C/U (a Form C update) with the SEC, disclosing the amount raised during your campaign. The final investors will receive an email with their countersigned subscription agreement, which will serve as their proof of purchase.
The cost of launching a project varies on a case-by-case basis, but generally speaking, it costs between $3,000-$5,000 for the financial review and legal documentation required to launch a regulated campaign. Please note: these fees are not paid to Secure Living but are objective costs associated with preparing the documents and running a compliant project. Secure Living only takes a commission on successful projects.
RealRise Capital charges an initial onboarding fee to all issuers accepted onto the platform. In addition, RealRise Capital collects fees related to the offering and sale of securities through the platform. Issuers who successfully complete a capital raise may be subject to a combination of compensation structures, including a flat fee, a platform fee, and/or an equity-based fee in the form of a commission. The flat and platform fees are due upon the successful completion of a funded campaign. Any securities issued to RealRise Capital, if applicable, will be of the same class and carry identical terms, conditions, and rights as those offered and sold by the issuer on the platform.
All fees paid to RealRise Capital in connection with the offering and sale of securities are nonrefundable, except where RealRise Capital, in its sole discretion, determines that a refund is warranted.
Through our transfer agent custody solution provider, the new shareholders are treated as a single holder of record and will also occupy a single line on your cap table.
Secure Living recommends that sponsors update their investors at least once per quarter.
